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#Financial publicationsInterview with Anne-Catherine Ropers - Significant full-year earnings and a transitional fourth quarter marked by the launch of the new MTP
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#Financial publicationsInterview with Clotilde L’Angevin - Robust results, a controlled management framework and the strength of our capital position support our progress
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#Group newsCrédit Agricole des Savoie becomes official partner of the 2027 UCI Haute-Savoie Mont-Blanc World Cycling Championships
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Key figures Crédit Agricole S.A
2nd half 2025
Crédit Agricole S.A.'s Article of Association on 13th November 2025
Publications 1st half 2024
2nd half 2023
Crédit Agricole S.A.’s Articles of association at 13 January 2023
Capital allocation at 31 December 2022
Crédit Agricole S.A.’s ownership structure enables it to approach development with a view to long-term value creation.
Together, the Regional Banks have long-term control over most of Crédit Agricole S.A.’s capital via SAS Rue la Boétie. This stable ownership structure enables Crédit Agricole S.A. to pursue a long-term policy of sustainable, profitable growth.
Financial highlights
Crédit Agricole Group consists of Crédit Agricole S.A., the Local Banks and the Regional Banks and their subsidiairies.
| 2022 | Crédit Agricole Group | Crédit Agricole S.A. |
|---|---|---|
Shareholder's equity Group share (Bn €) | 126.5 | 64.6 |
Revenues (Bn €) | 38.1 | 23.7 |
Underlying Net income Group share (Bn €) | 8.1 | 5.5 |
Crédit Agricole S.A.’s main indicators
| Millions of euros | 2022 underlying | 2021 underlying |
|---|---|---|
Revenues | 23,733 | 22,651 |
Gross operating income | 9,264 | 9,047 |
Cost of risk | -1,551 | -1,232 |
Equity-accounted entities | 379 | 368 |
Net income | 6,331 | 6,273 |
Net income Group share | 5,468 | 5,397 |
Earnings per share | €1.69 | €1.69 |
Contribution of business lines
Contribution to net income Group share (in m €)
| Millions of euros | 2022 Underlying |
|---|---|
Asset gathering | 2,415 |
French retail banking - LCL | 875 |
International retail banking | 411 |
Specialised financial services | 767 |
Large customers | 1,709 |
Corporate center | -708 |
Total | 5,468 |